For credit repair professionals
Your credit repair business, leveled up.
Connect your clients' credit monitoring and LevelUp Score reads every three-bureau report for you — then writes the personalized, white-labeled action plan. In seconds, not evenings.
Rated 5 stars on Google · trusted by 1,000+ credit professionals
Danielle Foster
Client overview
673
+25 this month
695
+24 this month
684
+22 this month
Capital One **3021Best pay date: Aug 14
Balance Progress
$1,667 / $1,751 limit
$210decrease since last reportTarget: $1,234
Credit Inquiries (11)Important For Your Goal: Buy a house
Inquiry Score
62
out of 100
Recent Applications
Moderate
3 hard inquiries in 90 days
Last 12 Months
7
hard inquiries
Rate Shopping
1
2 auto loan inquiries grouped
Possible new accounts not yet reporting
1 recent inquiry (CBNA) may be a new account that hasn't hit her report yet.
Action plan sent to Danielle
Works with the services you already use
SmartCreditIDIQMyScoreIQArrayDisputeFoxZapier
Connect the integration. Get the whole action plan.
Your client's credit monitoring syncs in. A complete, personalized, white-labeled action plan comes out — automatically.
Raw 3-bureau report
23 tradelines · 3 bureaus · 47 pages
CAPITAL ONE **3021$1,667 / $1,751
SYNCHRONY/AMAZ **0154$567 / $900
DISCOVER IT **4471$2,980 / $3,500
INQ: CAP1 AUTO · CBNA06/02 · 06/14
REGIONAL MED COLL$420
CHASE AUTO **8890$14,204
NAVIENT STUDENT **02$8,911
BANK OF AMER **7756$0 / $2,000
Analyzed & written
automatically
in seconds
SCASummit Credit Advisors
Your brandJuly Action Plan · Danielle Foster
Your credit goalBuy a house
673
+25 this month
695
+24 this month
684
+22 this month
Utilization
45%
-9% this month
DTI
43%
-2% this month
Potential Score Improvement
Estimated from your current credit profile — actual results may vary.
+34–62pts
- 1Pay Capital One down $433In ProgressBest pay date: Aug 14
- 2Open one secured cardNot StartedBuilds history, no approval risk
- 3Hold all new inquiries until pre-approvalNot Started
Built automatically from her latest reportEN · ESSend to Danielle
The full lifecycle
- Connect
You link SmartCredit, IDIQ, or MyScoreIQ once.
- Reports sync
Every client's three-bureau report pulls in on its own.
- Analyze
Each tradeline, balance, and inquiry read against their goal.
- Plan sent
A personalized plan goes out under your brand.
- Client acts
They work the steps in their portal and reply with questions.
- Scores move
Progress tracked report over report — proof for your book.
Every month — automatically
See the platform
The screens you'll live in
Your dashboard
Every client, what needs you today, and what moved — from one screen.
Report analysis
Utilization, negatives, and inquiry clusters pulled out of a 47-page report automatically.
Client snapshot
One client's scores, their current plan, and whether they've acted on it yet.
The product
Everything from report to relationship, handled
Client views
Know exactly which clients need you today
One click filters your whole book by what changed this month: scores that dropped, utilization that jumped, new collections, plans nobody opened, connections that broke.
- Live metric columns — score and utilization deltas on every row
- Saved views for collections, stale clients, unviewed plans
- Connection issues flagged before they cost you a report
ClientScoreUtilization
Danielle Foster
danielle.f@email.com
684+24
45%-9%
Marcus Webb
m.webb@email.com
612-8
71%+12%
Alicia RomeroConnection
alicia.r@email.com
658+15
38%-4%
Priya Nair
priya.n@email.com
705+6
22%-2%
Views
- All clients4
- Scores dropped this month2
- Has collections3
- High utilization3
- Going stale1
- Plans never viewed1
- Connection issues1
- New collections1
- New inquiries2
Conversations
Every question, update, and status change — on the plan itself
Clients reply right on their plan and you answer from the dashboard, with one running thread per client and its own status history on every action item. The unsent, unviewed, and credential-error work rises to your attention queue — so nothing quietly stalls and no texts get lost.
Plan Discussion
June
Danielle
Just checked my portal — Equifax is up 24 points this month!! The mortgage broker said we're getting close. Thank you!!Priya marked 'Pay Down Balance' complete
Priya
Amazing progress! One more clean month of payments and we'll be right where the lender wants you.Write a reply…
AI consultation guides
Walk into every consultation already prepared
Before a client call, LevelUp Score turns the latest report into a briefing — where things stand, what moved, and the topics that will move the score most — pulled straight from their scores, utilization, and collections.
What's inside
Wins to celebrateSetbacks to addressQuestions to ask
Consultation Guide
Where Things Stand
Danielle's average score is up 21 points since last month, landing at 684 — real momentum heading into her spring home purchase. Utilization is trending down, and no new derogatory marks appeared this cycle.
Wins to Celebrate
- • Equifax up 24 points
- • Three accounts under 30%
Setbacks to Address
- • The Synchrony store card crept up to 63% utilization.
Discussion Topics
Bring the Synchrony card back under 30%In Progress
Results
Analytics that prove what you're worth
Score outcomes across every client in your book, tracked report over report: who improved, by how much, and the average trend over time. Show it to clients, show it to referral partners.
- Portfolio-wide score trend and average change
- Biggest wins ranked and ready to share
- Per-client progress — scores, balances, negatives removed
3 of 3
clients improved
+44
avg score change
672
avg current score
Average score over time
Biggest wins
- Danielle Foster+66
- Marcus Webb+41
- Alicia Romero+24
White-label
Your clients see your brand — everywhere
The portal, the plans, the emails, the login page — all on your logo, your colors, and your own domain. Your clients log in at plan.yourcompany.com and never hear our name.
- Custom portal domain — plan.yourcompany.com
- Custom email domain — plans send from your address
- Branded login page with your background and logo
Pick your brand color →
plan.acmecredit.com
AAcme Credit
Welcome back, Danielle 👋
Experian
673
Equifax
695
TransUnion
684
Plan progress2 of 3 done
- Pay down Chase to under 20%
- Dispute duplicate collection
- Open a secured card
Everything else you're running, in the same place
Goal-based plans
Every plan is tailored to what the client is actually working toward.
Automation
Monthly re-pulls, plan generation, and delivery run on their own once enabled.
Team accounts
Add your staff with the right roles and shared client access.
Referral sources
Mortgage lenders and realtors get secure plan updates — with the client's approval.
Affiliates
Earn on referrals and track your affiliate partners in one place.
Simple credits billing
Buy credits, run reports. No per-seat pricing.
Activity feed
See every score change, plan send, and client reply as it happens.
Search everything
One shortcut finds any client, plan, or page.
2×
CLV — clients who see progress stay longer, and refer
100,000+
clients served on LevelUp Score
1,000+
credit professionals in the community
Loved by credit professionals
“This software has given me my time back. My clients get real, actionable plans — and I'm not the one writing them anymore.”
Tamara W.
Credit Coach & Financial Counselor · Google review
“Way different from a credit analysis — above and beyond any credit simulator software option I've tried.”
Ivory Becker
Financial Counselor · Google review
“Love this software! It has significantly reduced my time in conducting action plans for my clients!”
Cassie D. Sparks
Credit Coach / Financial Counselor · Google review
“Alicia is a true professional. She's very knowledgeable and always willing to explain in detail. I have enjoyed working with Alicia and LevelUp Score always look forward when we meet. Highly recommend Alicia and her services.”
Christina S.
Credit Coach / Financial Counselor · Google review
Create your account and run your first client free
Credits are what you use to run reports. Every plan includes white-label action plans, the client portal, and integrations.
Launch
$150
25 credits · $6/credit
- First client free
- White-label action plans
- Client portal included
- All monitoring integrations
Recommended · save $700
Pro
$500
200 credits · $2.50/credit
- Everything in Launch
- Domain & email white-labeling
- Automation integrations
- Priority support
Elite
$1,000
500 credits · $2/credit
- Everything in Pro
- Custom credit amounts
- Volume discounts
- Dedicated support
Need hands-on setup? Concierge onboarding gets your team fully configured and trained.